Disclaimer: These calculators are a guide only. It does not constitute advice, and should not be relied upon, without seeking professional advice. The calculators assume that the interest rate used will remain constant for the period of the loan. If interest rates change, repayments will be changed. All figures quoted are estimates only and do not constitute a loan approval in any way. Capacity to borrow remains subject to the standard qualifying criteria and lending policies that apply from time to time with our lending institutions.